Advisory Services

Associates at Creago aspire to create and protect investor value. Through our wide range of Advisory services, we intend helping organisations when they are faced with events (expected or unexpected) and derive maxcimum value of of them.
Knowing that there is no 'one fit all' solution, as far as business events are concerned, we provide tailor made solutions that can assit in better value creation.


Accounting Advisory

Whether you're navigating accounting standards, working through strategic transactions and accounting events, or undertaking a finance transformation, our team can help you unravel the complexities.
Accounting Advisory would encompass:

  • Accounting system optimisation and automation.
  • Accounting for Strategic events.
Transaction Advisory

When you’re going through a transaction, it can be difficult to find the time, or expertise, you need to sort through the complexities.  Our transaction advisory services team can help you handle the many details that come throughout this process.
We help you maximise the value of your transactions by providing the following services:

Due diligence

Due diligence is vital before entering into any transaction and/or investment as it helps to mitigate risks and ensures that the transaction is in the best interests of all parties involved.

Our aim is to provide the client with a complete and accurate picture of the target company's current state, identify any risks or issues, and provide recommendations for potential mitigations or areas for improvement.

Our due diligence service covers everthing from financial due diligence to operational due diligence and also buy side/ sell side due diligence.


Valuation is an important tool for businesses and investors to make informed decisions about buying, selling, or investing in various assets.
A thorough and accurate valuation can help ensure that parties receive a fair price and make informed investment decisions based on the asset's true value.
Our Valuation service encompases valuation of equity shares, assets or businesses for business planning, transactions, tax related or as required by regulators.

M&A Optimisation

M&A advisory services are essential for companies that want to grow or diversify their business, as well as for investors who want to capitalize on potential investment opportunities.

Our M&A services encompass the following:

  • Preparing a strategic analysis of the client's business and identifying potential acquisition targets that align with the client's strategic objectives.
  • Conducting due diligence on potential acquisition targets to evaluate their financial performance, market position, risks, and potential synergies.
  • Developing a valuation of the target company and assessing the potential return on investment for the client.
  • Advising on the transaction structure, negotiating deal terms, and drafting the necessary legal documents.
  • Providing guidance on post-merger integration, including managing the integration of financial, operational, and cultural aspects of the combined entity.
Debt syndication

When a project requires a large loan or when a project needs a specialized lender with expertise in a specific asset class, we work with clients to develop and implement custom solutions to their Specific Debt Financing needs.
As a part of our debt syndication service, we help in assessing the borrower's financing needs and developing a suitable financing structure,
preparing a detailed information memorandum, identifying potential lenders and marketing the financing opportunity to them, negotiating the terms and conditions of the financing with the lenders and coordinating the documentation process and ensuring compliance with regulatory requirements.

Investment Planning

As a part of our statutory support, Creago also assists in personal financial planning, which is very imperative. The basic principles of finance are applied to decisions which cover future risks and investments. It is a way for investors to chart, prepare for and enjoy the series of life events they are likely to encounter.

Asset Allocation
  • Our team helps in drawing up an appropriate asset allocation pattern based on client’s objective and goals.
  • Our asset allocation strategy involves dividing an investment portfolio among different asset classes, such as stocks, bonds, real estate, commodities, and cash, in a way that is tailored to an investor's risk tolerance, investment goals, and time horizon. We aim at reducing overall portfolio risks while maximising returns.
Retirement Planning
  • Retirement plannning involves analyzing one's current financial situation, projecting future expenses, estimating potential sources of retirement income, and making informed investment decisions to build a sufficient retirement savings.
  • We help in providing suitable savings and investment plans to secure your life and ensure comfortable lifestyle, post your active working years.
Insurance Planning
  • Insurance coverage can provide peace of mind by reducing the financial impact of risks and uncertainties. It can also provide a safety net for loved ones in the event of disability or death.
  • Our team studies and recommends appropriate insurance plan that suits your requirements and goals at resonable costs.
Succession Planning
  • Wealth succession planning is important to ensure the smooth transfer of wealth from one generation to the next. It can also help preserve wealth for future generations and provide financial security for loved ones.
  • We assisting in creating a comprehensive plan that accounts for various factors, including the size and complexity of the estate, the current tax laws, and the individual's goals and objectives for the transfer of wealth.
Virtual CFO

Sound financial management is vital for businesses today in creating and executing a roadmap for growth and identifying potential threats to the company.
As finance professionals we understand that the CFO serves a vital and indispensable role in the functioning of a company. However, many businesses either do not have the bandwidth to appoint a CFO or find themselves in a situation where increased number of projects amidst tight deadlines have stretched company resources.

This is where Creago's Virtual CFO Services come into the picture. Our virtual CFO service allows businesses of any size to benefit from the services of a CFO without having to hire a full-time employee. The role of a Virtual CFO is to be a forward-thinking strategist whose primary purpose is to provide strategic insight to help move the needle forward in business.

Finance and accounts
  • Accounting as per Indian GAAP/IND AS
  • Monthly and periodic Profitability and Balance Sheet review
  • Identifying the Key Performance Indicators (KPIs) and setting appropriate Management Information System (MIS) to help management take key decisions.
  • Monitoring and controlling Cash flows
Policies & Procedures
  • Procurement to Pay Process
  • Order to Cash process
  • Implementing critical SOPs
Transaction Support
  • Merger/Acquisition/Restructuring Support
  • Due Diligence support
  • Internal Audit
  • Deal making/Valuation/Critical Agreements
Strategy Formulation
  • Identifying the SWOT of Entrepreneur/Business
  • Defining Core and Non-Core area (what to do and what not to do)
  • Defining next 3-5 years Business Plan
  • Developing, defining, and implementing Matrix
  • Planning and implementing future Organisation Structure
  • Allocation of resources for next 3-5 years